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Intervest also has a couple competitive money market accounts available: Their traditional money market account scales from 0. Intervest National Bank has seven locations , six of them in Florida: Southern Commerce Bank has a number of competitive shorter-term CDs available:. Lucie, Punta Gorda, Seminole, and Tampa. TotalBank has two certificates that would have competitive rates as normal CDs, and they become even more competitive as bump-up CDs: The specific rules on how the bump-ups work on these CDs are not listed online, so ask the bank about those before investing in either of these certificates.

TotalBank has 16 locations , all in Miami-Dade County: So if you open that IRA account, pay close attention to when you close it. Miami Postal Service CU is open to anyone within a mile radius of any of those three branches—a map is available here. MidFlorida CU is one of the largest credit unions in Florida, with 31 branches throughout the central part of the state: Their 5-year CD is yielding 2. Tyndall Federal Credit Union has an interesting promo for those looking to ladder or stack their CDs.

Right now, those bumps would raise the rates to:. Tyndall Federal Credit Union is open to workers at over companies and organizations , many directly or indirectly related to Tyndall Air Force Base.

Tyndall FCU has 11 branches , 9 of which are in Florida: Joe, and the Tyndall Air Force Base. Wings Financial has a number of branches around the country, including one in Florida: Urban Trust Bank has two special-term CDs available at reasonable rates: Urban Trust Bank has 15 branches , 14 of which are in Florida: Their 1-year CD returns 1.

You also have to be a Platinum Star member to receive these rates — more information is available here.

BrightStar CU has six branches , all of which are in Florida: Ekta Paneri Sponsored by: Website Design and Domain Registration. Middle-term CDs up to 1. Right now, those bumps would raise the rates to: Welcome to CD Rates Florida, a weblog focusing on the highest CD rates, money market rates, and savings rates throughout all of Florida, as well as other banking and financial deals and information in the Sunshine State.

If you've seen any banking deals that would be appropriate for us, please e-mail us. If you are a bank or a credit union, you can certainly send your best deals to us as well -- if we think they're appropriate, we'll post about them.

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